Risk &
Compliance

In the financial services industry, effective risk management and compliance are critical to maintaining financial integrity and operational stability. Organizations must navigate complex regulatory requirements while ensuring that risk frameworks are not just formalities but actively support business objectives.

At Atlab Financial Services, we specialize in strengthening internal control environments through practical and scalable solutions. We assess existing risk frameworks, identify gaps, and implement robust controls tailored to your organization’s structure and risk appetite.

This includes supporting key risk and governance functions such as risk management, compliance, internal audit, and actuarial functions, as well as overall assistance with control automation and operational risk management.

In the financial services industry, strong compliance adherence is essential as organizations must navigate complex regulatory requirements while ensuring that risk frameworks are not just formalities but actively support business objectives.

Our approach goes beyond regulatory compliance—we help organizations optimize their risk and compliance frameworks to enhance decision-making, efficiency, and transparency across financial operations.

This includes assisting with areas such as designing regulatory landscapes, regulatory scanning and implementation and regulatory reporting.

Regulatory reporting is a critical function in financial services, ensuring transparency, compliance, and financial stability. Financial institutions operate in a highly regulated environment in which accurate and timely reporting on capital, liquidity, and risk exposure is essential to meeting regulatory requirements and maintaining market confidence.

At Atlab Financial Services, we assist organizations in navigating the complexities of regulatory reporting, capital management, and liquidity optimization. This includes ensuring compliance with supervisory frameworks, optimizing capital structures, and implementing robust liquidity management strategies.

We support organizations in preparing and aligning regulatory reports with evolving requirements, including capital and liquidity disclosures, prudential reporting, and compliance with frameworks such as Basel III/IV, Solvency II, and national regulatory standards. By integrating regulatory requirements with financial planning and treasury functions, we help organizations strengthen governance, optimize funding strategies, and ensure strategic capital allocation.

Effective pricing strategies are key to maintaining profitability and competitiveness. We assist organizations in risk-adjusted pricing models, profitability assessments, and reinsurance strategies, ensuring alignment with market conditions and regulatory expectations

Performing regular actuarial testing of input and output from calculation kernels is a core capability that our actuarial team has extensive experience with. Additionally, our consultants are well equipped to assist with various tasks related to digital transformation of actuarial processes, including areas like requirement analysis & specifications, GAP analyses & business clarification, facilitating decision-making processing, product & data migration and modelling of business data.

Furthermore, Atlab FS’ actuarial consultants have extensive experience supporting  technology transformations in the pension and insurance industry.

Organizations and actuarial departments can from time to time be in a position where knowledge sharing, second opinions and other perspectives are highly valued for guidance on approach and direction. Atlab FS’ actuarial consultants can at any time team up with your organization and assist within areas such as reserve reviews & development of reserve models, solvency related tasks & reviews, risk-adjusted pricing model development, underwriting process optimization & profitability analysis, and validation & valuation

Our consultants have extensive experience with the regulatory framework of the insurance industry from audits and actuarial function assignments, to help ensure compliance in this key area.

Leave or resignations will often place actuarial or economic departments in a short-staffed position. This can also be the case if large project, strategic transformations, and organizational change put pressure on in-house staff. In these cases, it can be of great value to have experienced actuaries at hand, who are ready to deliver high quality, hands-on assistance from day to day.

Our actuarial consultants have many years of experience, and they have in the past delivered assistance and hands-on service to all sizes of life and pension funds, non-life insurance companies, insurance agents and more.